Insurance and Reinstatement Assessments
After damage, we measure and price the work needed to put the building back. Before a loss, we estimate the cost of rebuilding, so you and your insurer can check the sum insured against the same figures.
Who it is for
- Property owners and trustees
- Insurers and loss adjusters
- Body corporates and managing agents
- Schools, public bodies and commercial landlords
What we do
Reinstatement costs after fire, storm or water damage, and replacement values to check your cover.
- Inspect and measure the damageWe record fire, storm, water and other damage on site, with measurements and photographs.
- Quantify the worksWe price demolition, debris removal, repairs, reconstruction and the associated building work.
- Add the allowancesWe address professional fees, approval costs, escalation and VAT where they apply to the assessment.
- Prepare the claim scheduleWe set out the reinstatement cost in a report and claim schedule for the insurer and loss adjuster.
- Estimate the replacement costFor cover reviews, we price rebuilding the buildings and improvements, including services, external works and site clearance.
- State the basisEach report gives the valuation date, scope, assumptions and allowances we used.
- Answer queriesWe respond to questions from the insurer and loss adjuster on our figures.
What you receive
Each assignment ends in documents you can file, submit or act on.
- Reinstatement cost reportThe measured and priced cost of putting the damaged building back.
- Claim scheduleAn itemised schedule the insurer and loss adjuster can check line by line.
- Building replacement cost assessmentThe cost to rebuild for insurance purposes, with the valuation date and assumptions stated.
- Allowances scheduleProfessional fees, approval costs, escalation and VAT, shown apart from the building work.
- Site recordMeasurements and photographs of the damage or the buildings assessed.